Finance Intern/Co-op (Governance, Risk and Controls - Financial Reporting Controls) WINTER 2026

Role Type:
Internship/Co-op

Work Term:
Winter/Term 2

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Pay Details:
$45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The Chief Accountant's Department is responsible for TD Bank Group's (TDBG) consolidated financial statements and selected regulatory filing for the Canadian subsidiaries. The Chief Accountant's team ensures that all these filings are accurate, timely and compliant with the accounting and regulatory requirements set by different governing bodies.

The Financial Reporting Controls Team (FRC) under the Governance, Risk and Controls group supports the Chief Accountant & Controller in fulfilling their controllership mandate and is responsible for setting policies governing financial reporting and providing oversight on their compliance to these policies. The objective of these policies is to control financial reporting risks across the organization to promote accuracy of financial reporting. The FRC team is also responsible for providing guidance and oversight on financial reporting related controls at both the Consolidated Bank level and significant subsidiaries level.

ROLES & RESPONSIBILITIES OF INTERN:

The mandate for FRC is to strengthen the Bank's internal controls and processes to provide reasonable assurance that the Bank's financial records are complete and accurate. Enhanced oversight controls were required to continue to operationalize new policies and processes including the TDBG General Ledger (GL) Account Reconciliation and Attestation Policy, Manual Journal Entry Policy, Common Chart of Accounts (CCoA) Governance Policy, CDA Internal Bank Account Policy, CCOA & Attestation Dashboard Management, and oversight of 1B Quality Control (QC) activities.

Processes/BAU

Below are a few initiatives that the Co-op could be assisting on:

• Development, maintenance, and interpretation of Bank-wide financial reporting controls policies
  • Providing support in the interpretation and/or practical application of the Policies through delivery of formal training to line of business and 1B partners, and fulfillment of adhoc requests through emails and meetings
• GL and CCoA Monthly/Quarterly Reporting and Analysis
  • Ensure completeness and accuracy of reported exceptions around reconciling differences, and other areas of non-compliance with Policies, to support the Chief Accountant & Controller in fulfilling their controllership mandate
  • Challenge line of business partners to provide compensating controls, resolution activities, and timelines to obtain sufficient coverage over areas reported, and a measurable path forward to mitigate financial reporting risks, and ensure accuracy and completeness of financial statements
  • Assess areas of non-compliance and work with lines of businesses to develop practical solutions or recommendations for exemptions to Policy requirements in limited cases
• GL Reconciliation Reporting and Related QC Testing
  • Perform independent review of QC testing results from various 1B partners for alignment to policy requirements and development of remediation plans to address the gaps noted. Escalate trends noted, and provide feedback to enhance testing program within TD
  • Quarterly Attestation testing to support reconciliations. Escalate exceptions to 1B partners for alignment to policy requirements and development of remediation plans to address the gaps noted

• Amplifying current Processes and supporting Business Segments
  • Streamlining and standardizing processes through documentation and better implementation of existing technology
  • Partner with Business Segments on projects and/or initiatives that require Policy expertise

REQUIREMENTS

Program requirements

• 3rd or 4th year student
• In an Accounting Program/ on a CPA Path

Technical / Soft skills requirements

• Must be detailed oriented and quick to apply new concepts
• Must demonstrate excellent written and verbal communications skills with the ability to communicate clearly with various stakeholders at various levels of seniority
• Exposure to the Bank's operational and financial reporting processes, systems, and control infrastructure (preferred)
• Good understanding of financial statement assertions and their practical application in controls
• Demonstrated ability to build effective and collaborative working relationships with cross-functional teams and business partners
• Proven analytical skills and sound judgment
• Ability to operate as a working lead on initiatives as assigned
• High personal standards for quality and accuracy
• Demonstrated project management and analytical skills
• Ability to manage deadlines, multiple tasks and adapt well to changing priorities
• Proactive and highly motivated individual who will take the initiative and who can work independently and in a team environment.
• Proven ability to work with Microsoft PowerPoint, Word, and Excel software.

ADDITIONAL INFORMATION

• This position is a 4-month work term and will commence January 5th - April 26th, 2026.
• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

HOURS

Monday-Friday, standard business hours

INCLUSIVENESS

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected, and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet